ABOUT US

Amerifund Alternative Lending Division (a division of Amerifund Home Mortgage, LLC) is a New York City based private investment firm that provides competitive Jumbo and Super Jumbo mortgage financing solutions for business professionals, investors, and entrepreneurs. Amerifund Alternative Lending Division is a direct lender providing first lien fixed and adjustable rate mortgages collateralized by primary residences, second homes, and investment properties.

Founded in 2003, Amerifund Alternative Lending Division has a strong track record of originating and closing loans throughout various stages of the real estate cycle. Our team of highly experienced real estate professionals structure, underwrite, and manage the financing across a variety of traditional property types. We use a consultative approach to provide the proper financing and employ a fundamentals-driven underwriting method to every transaction.

We actively pursue residential real estate financing opportunities throughout the country with homeowners, property investors, and business owners in need of immediate access to capital. The flexibility of our private capital allows us to lend to borrowers with prior credit issues, income volatility, or other special situations that may make securing financing elsewhere more challenging. Amerifund Alternative Lending Division leverages this competitive advantage, providing creative and unique structuring of loans while maintaining solid credit quality throughout our portfolio.

OUR PHILOSOPHY

Our primary objective is to provide valuable mortgage capital solutions combined with hands-on customer service to ensure a positive lending experience. To achieve this goal we seek to understand our clients’ needs and individual financial situation and tailor our financing package to help them meet their long-term mortgage capital requirements. With direct access to our loan officers, we ensure that each and every client understands the options available to them and the steps for loan approval and a timely closing.

Our approach of being a responsible mortgage lender and operating with integrity, respect, and disciplined underwriting practices is fully integrated into our business model. Our intention is to maintain and act upon a long-term view in the way we conduct our business and serve our clients. Our goal to continuously improve and expand our business rests on our adherence to this code of conduct and its guiding principles.